We proclaim that a free market cannot be regulated by a central banking system that is unaccountable to its citizens. The artificial setting of interest rates by an independent authority sends the wrong market signal, causing the consumer of debt to make decisions based on misinformation. In the decades preceding the US stock market crash of 2008, the Federal Reserve set interest rates at artificially low levels, thereby encouraging US citizens to accumulate debt in excess of our production possibilities. Thereby causing the US government to make misinformed decisions regarding the accumulation of debt. Thereby causing governments to make misinformed decisions regarding the allocation of public funds. Whereas banks and corporations have direct access to capital markets. Thereby encouraging rampant speculation in capital markets. Thereby causing banks and corporations to make misinformed decisions regarding financial transactions. Whereas regulating agencies have failed to expose rampant fraud. Whereas corporations are given protections equal to those of individual human beings. Whereas corporate employees who commit fraud evade justice. Thereby encouraging home purchasers to accumulate debt. Thereby causing home purchasers to make misinformed decisions regarding the purchase of homes. Thereby encouraging students to accumulate debt. Thereby causing students to make misinformed decisions regarding the accumulation of debt. Whereas the Federal Reserve Bank participated in capital programs to preserve failing corporate entities. Whereas the Federal Reserve Bank has failed to implement capital programs to preserve property ownership. Whereas recent college graduates face persistent unemployment. Whereas prices have increased due to the artificial production of capital. Whereas wages have decreased due to failure of the Federal Reserve to prompt employment. Whereas US government programs have failed to prompt employment. Therefore, the United States Government and the Federal Reserve Bank has failed to maintain a functioning society. Therefore, we demand the following: 1. A constitutional amendment stating, "A Person is a Human and only a Human" 2. A moratorium on all home foreclosures. ----[break]---- Thereby causing governments to make misinformed decisions regarding the allocation of public funds. INSERT Thereby encouraging rampant US defense spending. Thereby encouraging the production of war time goods. ....... And under Demands INSERT 2. A withdrawal of US troops worldwide