WG/Strategies/Direct Action/Bank Transfer Day - Revision history

OneKarma: moved Bank Transfer Day to WG/Strategies/Direct Action/Bank Transfer Day

2011-11-09T21:03:35Z

moved Bank Transfer Day to WG/Strategies/Direct Action/Bank Transfer Day

← Older revision	Revision as of 21:03, 9 November 2011
(No difference)

Stewart76: /* Public Discussion on Wednesday 11/2 at 7PM in General Assembly Area */

2011-11-01T17:46:17Z

Public Discussion on Wednesday 11/2 at 7PM in General Assembly Area

← Older revision		Revision as of 17:46, 1 November 2011
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	==Public Discussion on Wednesday 11/2 at 7PM in General Assembly Area==		==Move Your Money Public Discussion on Wednesday 11/2 at 7PM in General Assembly Area==

	<span style="color: #000080;">'''Move Your Money / Bank Transfer Day'''</span><br>		<span style="color: #000080;">'''Move Your Money / Bank Transfer Day'''</span><br>

Stewart76: /* Move Your Money out of major banks to Credit Unions and small, local banks! */

2011-11-01T17:44:56Z

Move Your Money out of major banks to Credit Unions and small, local banks!

← Older revision		Revision as of 17:44, 1 November 2011
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	=~~Move Your Money out of major banks to Credit Unions and small, local banks!~~=		==Public Discussion on Wednesday 11/2 at 7PM in General Assembly Area==

	<span style="color: #000080;">'''Move Your Money / Bank Transfer Day'''</span><br>		<span style="color: #000080;">'''Move Your Money / Bank Transfer Day'''</span><br>

Saraw1: /* Take Action */ Difference Between Credit Unions and Small Banks

2011-10-23T22:30:28Z

Take Action: Difference Between Credit Unions and Small Banks

← Older revision		Revision as of 22:30, 23 October 2011
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	There are dozens of Credit Unions and small, local banks near you. Many will reimburse you for ATM fees (so you can keep using the ATM locations your accustomed to), and none of them will charge you debit card fees like those Bank of America is beginning to charge.		There are dozens of Credit Unions and small, local banks near you. Many will reimburse you for ATM fees (so you can keep using the ATM locations your accustomed to), and none of them will charge you debit card fees like those Bank of America is beginning to charge.

	==Take Action==		== Take Action ==

	It's surprisingly easy to money your money:		It's surprisingly easy to money your money:
	# [https://www.hellowallet.com/mym/list.php Find a Credit Union or small, local bank] ''* The credit unions and banks listed are not necessarily those that we recommend, but rather those found in your area''
	# ===Open an account at the Credit Union or small, local bank=== ~~<br>~~		#[https://www.hellowallet.com/mym/list.php Find a Credit Union or small, local bank] ''* The credit unions and banks listed are not necessarily those that we recommend, but rather those found in your area''
	** Order Checks and Debit Card~~<br>~~		#===Open an account at the Credit Union or small, local bank===
	** Ask your employer to reroute your direct deposit~~<br>~~
	** Contact companies that direct-debit your account reroute their debits		**Order Checks and Debit Card
	# ===Transfer your funds to the new account <span style="background-color: #ffff00;">on or before November 5</span>===		**Ask your employer to reroute your direct deposit
	# ===Follow your bank's procedures to close your account===		**Contact companies that direct-debit your account reroute their debits
	# ===Join us in Dewey Square to celebrate and march on Saturday, November 5===
			#===Transfer your funds to the new account <span style="background-color: #ffff00;">on or before November 5</span>===
			#===Follow your bank's procedures to close your account===
			#===Join us in Dewey Square to celebrate and march on Saturday, November 5===

	If you have any questions, feel free to post them in the ''Discussion'' tab for this page, or email us at [mailto:MoveYourMoneyBoston@gmail.com MoveYourMoneyBoston@gmail.com]		If you have any questions, feel free to post them in the ''Discussion'' tab for this page, or email us at [mailto:MoveYourMoneyBoston@gmail.com MoveYourMoneyBoston@gmail.com]

	----		----

			NOTE: credit unions and small local banks have different legal structures, and the difference is a meaningful one. [http://en.wikipedia.org/wiki/Credit_union Credit unions are non-profits]. Whether a bank is small and/or local, it is a for-profit institution. Size alone is not determinate. There are many other questions that need to be answered, for instance:

			*Is the small, local bank part of a larger institution? Many small local banks have been bought by larger entities, retaining their small, local names - but not much else.
			*Where are key decisions made and by whom?
			*How many of the bank's services are contracted out to larger institutions?

			This is simply a point of clarification, not an attempt to influence anyone's decision.

	==Why Should We Move Our Money?==		==Why Should We Move Our Money?==

Cluesque: Tidy external links

2011-10-23T17:13:32Z

Tidy external links

← Older revision		Revision as of 17:13, 23 October 2011
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	# ===Join us in Dewey Square to celebrate and march on Saturday, November 5===		# ===Join us in Dewey Square to celebrate and march on Saturday, November 5===

	If you have any questions, feel free to post them in the ''Discussion'' tab for this page, or email us at ~~[[mailto:[mailto:MoveYourMoneyBoston MoveYourMoneyBoston]\|~~[mailto:MoveYourMoneyBoston MoveYourMoneyBoston]]]		If you have any questions, feel free to post them in the ''Discussion'' tab for this page, or email us at [mailto:MoveYourMoneyBoston@gmail.com MoveYourMoneyBoston@gmail.com]

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	== ==		== ==
	==Move Your Money Project==		==Move Your Money Project==
	* ~~Facebook - [[@~~[http://www.facebook.com/MoveYourMoney~~]] http://www.facebook.com/MoveYourMoney]]~~]
	* ~~Website - [[@~~[http://moveyourmoneyproject.org]~~] http://moveyourmoneyproject.org]]]~~		* [http://www.facebook.com/MoveYourMoney Facebook]
			* [http://moveyourmoneyproject.org Website]

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	''Based on: [http://occupyboston.wikispaces.com/Bank+Transfer+Day Bank Transfer Day at wikispaces]''		''Based on: [http://occupyboston.wikispaces.com/Bank+Transfer+Day Bank Transfer Day at wikispaces]''

Matt: 1 revision

2011-10-23T15:39:53Z

1 revision

← Older revision	Revision as of 15:39, 23 October 2011
(No difference)

Matt at 01:01, 19 October 2011

2011-10-19T01:01:00Z

New page

=Move Your Money out of major banks to Credit Unions and small, local banks!=

'''Move Your Money / Bank Transfer Day''' 
'''Saturday - November 5, 2011'''

If the 99% removes our funds from the major banking institutions to non-profit credit unions on or before November 5, we will send a clear message to the 1% that conscious consumers will not support institutions with unethical business practices. Bank of America, CHASE, and the other big banks are so large and behave so irresponsibly that they put our entire economy at risk. The American people have already had to bail them out once, and the bank's actions have not changed. Our logical response at this point is to '''move ''our'' money'''.

There are dozens of Credit Unions and small, local banks near you. Many will reimburse you for ATM fees (so you can keep using the ATM locations your accustomed to), and none of them will charge you debit card fees like those Bank of America is beginning to charge.

==Take Action==
It's surprisingly easy to money your money:
# [https://www.hellowallet.com/mym/list.php Find a Credit Union or small, local bank] ''* The credit unions and banks listed are not necessarily those that we recommend, but rather those found in your area''
# ===Open an account at the Credit Union or small, local bank=== 
** Order Checks and Debit Card 
** Ask your employer to reroute your direct deposit 
** Contact companies that direct-debit your account reroute their debits
# ===Transfer your funds to the new account on or before November 5===
# ===Follow your bank's procedures to close your account===
# ===Join us in Dewey Square to celebrate and march on Saturday, November 5===

If you have any questions, feel free to post them in the ''Discussion'' tab for this page, or email us at [[mailto:[mailto:MoveYourMoneyBoston MoveYourMoneyBoston]|[mailto:MoveYourMoneyBoston MoveYourMoneyBoston]]]

----

==Why Should We Move Our Money?==
* '''End Too Big To Fail''' - The big banks on Wall Street gambled with our money, then demanded a bailout of $700 billion. The size of these Wall Street "Banksters" threatens our economic system, yet their size has only increased since we bailed them out. According to FDIC data, the largest 5 banks held 13% of US deposits in 1994, today they hold 38%. If the government wont step in and break them up, then we must move our money ourselves and end "Too Big To Fail" once and for all.
* '''Invest in Main Street, Not Wall Street''' - When you keep your money in a local financial institution, that money in turn is reinvested in local businesses, which is important for building a stable economy and encouraging local growth. Put your money in the big Wall Street banks however, and they will use your deposits to make risky investments, gambling at the expense of the economy as a whole.
* '''Fewer Fees, More Savings''' - Worried about ATM fees? You shouldn’t be. More and more community banks and credit unions offer ATM surcharge-free networks, providing you with even more access to ATMs nationwide. Community banks and credit unions also charge on average less in fees, and often pay you higher interest on your accounts than big banks. The numbers are clear: the bigger the bank, the higher the fees.
== ==
==Move Your Money Project==
* Facebook - [[@[http://www.facebook.com/MoveYourMoney]] http://www.facebook.com/MoveYourMoney]]]
* Website - [[@[http://moveyourmoneyproject.org]] http://moveyourmoneyproject.org]]]
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''Based on: [http://occupyboston.wikispaces.com/Bank+Transfer+Day Bank Transfer Day at wikispaces]''