Info on using the Administrative Process for Foreclosure Issues
This page is for information about how to use a legal administrative process to challenge the assertion that mortgage companies have the right to foreclose. It's achieved success for many many people. By learning the process, it is very likely that you can remain in your house. Some 90+% of mortgages have been illegally processed, to the advantage of the home owner.
Let's Start with some History
- An interview with Winston Shrout in London: http://www.youtube.com/watch?v=WKnePfSPerE&feature=related
External Links
- Understanding the Fraud
- Operation Restoration
- The Official Winston Shrout Channel
- Solution in Commerce (Winston Shrout)
- Right to Cancel
- Frank O'Collins Explains Roman Law
- Brandon Adams - Creditors in Commerce
The Steps of the Administrative Process
You can research your own loan in the Registry of Deeds
You can do this in Massachusetts by going to your local registry of deeds or going online to: [Massachusetts Land Records.] There you should be able to find the complete list of the institutions that have held your mortgage, including any robo-signers and/or any involvement with "MERS." Then you can follow the steps in the chart below and make use of the templates that are shared freely here.
| A | B | C | D |
|---|---|---|---|
| Affidavit of Truth (by you) | Mailing (by notary) | Certificate of Service (by notary) | Certificate of Non-Response (by notary) |
| Notice of Fault in Dishonor (by you) | Mailing (by notary) | Certificate of Service (by notary) | Certificate of Non-Response (by notary) |
| Notice of Default in Dishonor (by you) | Mailing (by notary) | Certificate of Service (by notary) | Certificate of Non-Response (by notary) |
| Affidavit requesting Notary Protest | Notary Protest | Your bill to the relevant institution(s) | Celebrate! |
The Templates
Coming soon: Templates for each step that you will be able to access here.