Info on using the Administrative Process for Foreclosure Issues
This page is for information about how to use the legal process to challenge the assertion that mortgage companies have the right to foreclose. It's achieved success for many many people. By learning the process, it is very likely that you can remain in your house. Some 90+% of mortgages have been illegally processed, to the advantage of the home owner.
Let's Start with some History
- An interview with Winston Shrout in London: http://www.youtube.com/watch?v=WKnePfSPerE&feature=related
External Links
- http://www.operationrest.org/WrongfulForeclosure
- http://www.wssic.com/
- http://www.righttocancel.com/
The Big Picture of the Administrative Process
You can research your own loan in the Registry of Deeds
You can do this in Massachusetts by going to your local registry of deeds or going online to: [Massachusetts Land Records.] You can find the complete list of the institutions that have held your mortgage, including any robo-signers and/or any involvement with "MERS." Then you can follow the steps in the chart below and make use of the templates that are shared freely here.
| A | B | C | D |
|---|---|---|---|
| Affidavit of Truth | Mailing by Notary | Certificate of Service | Certificate of Non-Response |
| Notice of Fault in Dishonor | Mailing by Notary | Certificate of Service | Certificate of Non-Response |
| Notice of Default in Dishonor | Mailing by Notary | Certificate of Service | Certificate of Non-Response |
| Affidavit requesting Notary Protest | Notary Protest | Bill to the relevant institution(s) for damages for fraud | File:EXAMPLE.pdf |
The Templates
Coming soon: We will be uploading templates for each step that you will be able to access by clicking on the items in the chart above.