== VERY ROUGH DRAFT OF PROPOSED CALENDAR FOR C.R.Y. - Community Reinvestment Year 2013 ==
=== January 2013 Plan and organize for long term changes. ===
==== The basics of moving your money which may include any or all of the following: ====
== About CRY 2013 (Community Reinvestment Year 2013) ==
# Moving your checking account to a better bank (coop, credit unions, etc.)
Some of us have been feeling a bit like the picture to the right for a while, so we decided to put our heads (and hearts) together. Some of us started with ideas about moving our money from the big banks to local cooperative banks and credit unions. Some of us had been working for months on finding local businesses with whom we really wanted to be doing business. Some of us wanted to do more work on developing "The Commons." Someone came up with the CRY acronym; someone else with the idea of making a calendar for 2013; someone knew about a good picture for the cover; someone suggested we use the wiki, and here we are on the OccupyBoston.org/wiki.<br />
# Moving your savings account to a better bank (coop, credit unions, etc.)
Please participate by reading, editing, discussing, sharing, researching, adding new ideas, coming up with new ways to participate, and most of all doing what it is that you want to do to reinvest in your community in 2013.
# Finding a greener credit card and/or sending your mega bank cards back to the bank with a note of explanation
# Investing in more responsible/sustainable/community oriented mutual funds, bonds, or microloan organizations, RSF Social Finance or Community Investment Notes from nonprofit Calvert fund or kiva.org, for example,
# Buying shares in local coop utility, food stores or a direct offering.
# Moving your debt from the big banks (car, house, credit card) to better banks, credit unions etc.
# shorten your debts as much as possible
<br />
<br />
Note: In the actual calendar I would include a summary of the year ahead in this month, but you can scroll down now to see that so I'm not going to repeat it here.<br />
=== February 2013 Invent and come up with original ideas. ===
* Elaborating on the basics above?<br />
<big>OUR FIRST "CRY 2013" INSPIRED EVENT! <br />
COMMUNITY REINVESTMENT DAY <br />
TOOK PLACE ON SATURDAY, MARCH 9, 2013 in WINCHESTER, MA <br />
[http://www.occupywinchesterma.org/communityreinvestmentday.html CLICK HERE FOR MORE INFORMATION ABOUT THIS GREAT EVENT!]
</big>
=== March 2013 Indulge in Music Art, Painting, Poetry, Meditation or just read a good book. ===
* Sharing these on the wiki to get everyone's right brain etc. really involved in the creative process.<br />
=== April 2013 Hoarding Hall of Shame Month! ===
# Publicly expose banks and corps that are the worst hoarders.
# Encourage enforcement of IRS regulations against hoarding.
# Develop legislation to encourage more investment in local communities.<br />
=== May 2013 Start a long term project that will have a big effect in the long run ===
# Develop a public bank on the state level.
# Develop other models for local credit unions, community interdependence funds etc.
# Other examples: cascadia, Invest Local ohio, The NH community Loan Fund. MtBizworks NC <br />
=== June 2013 Sponsor Lectures and/or workshops teaching folks how to move money from: ===
<big>'''Below are the main sections of CRY 2013. Please feel free to explore!'''</big><br />
# Your church,
<br />
# Your town government
# Your alma matter
# Your union
# Your pension fund
# Your state government<br />
=== July 2013 - Reinvest your Home ===
# Pay off your mortgage or remortgage with a better bank
# Buy a second property and rent it out
# Buy a home for your children
# Invest in energy efficiency and /or alternative energy
# Start or upgrade your vegetable/herb garden
# Make better use of your land and any other resources associated with your home.<br />
=== August 2013 Organize Festivities, Celebrations, Banquets, fiestas.... ===
* Have a big party and invite everyone you know who is doing anything connected to community reinvestment to come and share/network/celebrate!<br />
=== September 2013 Attend to details - tidy up. ===
Think about all the changes you want to make toward community reinvestment this year and finish up what you can this month.<br />
=== October 2013 This is a good month to begin new relationships ===
# Find a better financial adviser.
# Shop local with folks you get to know.
# Shop second hand.
# Engage in alternate exchange (livelihood or trade) systems: time-share, local notes, gift economy. (time trade circle.org, Charles Eisenstein)<br />
=== November 2013 Trust Your Intuition - Do what you are drawn to this month ===
== [[2013 CALENDAR]] ==
=== December 2013 It's time to summarize what you have done and present your ideas to others, reach out internationally and collaborate in a bigger way. ===
Some of us have been feeling a bit like the picture to the right for a while, so we decided to put our heads (and hearts) together. Some of us started with ideas about moving our money from the big banks to local cooperative banks and credit unions. Some of us had been working for months on finding local businesses with whom we really wanted to be doing business. Some of us wanted to do more work on developing "The Commons." Someone came up with the CRY acronym; someone else with the idea of making a calendar for 2013; someone knew about a good picture for the cover; someone suggested we use the wiki, and here we are on the OccupyBoston.org/wiki.
Please participate by reading, editing, discussing, sharing, researching, adding new ideas, coming up with new ways to participate, and most of all doing what it is that you want to do to reinvest in your community in 2013.
